Peter Swain Inc. Terms of Service & Privacy Policy Last Updated: July 22, 2025

1. Who We Are Peter Swain Inc. (“Company,” “we,” “us,” “our”) is a Nevada-based provider of coaching, digital products, live and virtual events, AI tools, and consulting services globally. By accessing or using our website (www.peterswain.com), programs, tools, or communications, you agree to be bound by the following Terms of Service and Privacy Policy.

2. Acceptance of Terms By accessing our content, tools, or communications, you accept these Terms. If you do not agree, do not use our services. Continued use after updates constitutes acceptance.

3. Communications & SMS Consent By submitting your contact info, you consent to receive marketing and transactional messages from us via: • Email • SMS/text • Voice calls Message/data rates may apply. Consent is not a condition of purchase. You can: • Reply STOP to any SMS to opt out • Click Unsubscribe in any email • Reply HELP for support We store all opt-in/opt-out timestamps to comply with regulations.

4. SMS Legal Compliance (TCPA/CTIA) We adhere to U.S. regulations including the Telephone Consumer Protection Act (TCPA), CTIA guidelines, and A2P 10DLC requirements. By opting in: • You affirm you’re 18+ and authorized to use the number • Messaging frequency varies by campaign • Msg/data rates apply • SMS may not deliver in all regions • We comply with quiet hours (e.g., 11pm–6:45am EST)

5. No Liability Disclaimer READ THIS: All services, communications, and content are provided “as is.” We make no guarantees and disclaim all liability for: • Loss of data, income, opportunity, or reputation • Technical errors or outages • Use or misuse of any content, communication, or recommendation We are not responsible if your expectations aren’t met or your results fall short. Any testimonials are individual outcomes, not guarantees.

6. Results Not Guaranteed All programs, events, AI tools, and coaching are for educational and informational purposes. Success stories and results are not typical. You are solely responsible for implementing what you learn. No earnings or performance guarantees are made.

7. AI Tools & Informational Use Only Any AI-generated suggestions, diagnostics, or frameworks are for informational use only. You are solely responsible for how you interpret and act on them. We are not liable for any damages resulting from AI usage.

8. Access & Technical Issues While we aim for uptime, we do not guarantee uninterrupted access. We are not liable for delays, errors, or outages caused by servers, software, third-party platforms, or external events.

9. Right to Refuse Service We reserve the right to refuse or terminate service at our discretion, especially in cases of abuse, harassment, or breach of terms. Access may be revoked without refund.

10. International Use & Local Laws Our services are controlled from the United States. If accessed internationally, you are responsible for compliance with your local laws. We do not guarantee compliance outside of U.S. jurisdictions.

11. Payment & Subscriptions All payments are final unless otherwise stated. Some services are subscription-based and auto-renew. You can cancel anytime via your account or by contacting support. You are responsible for any applicable taxes and payment method accuracy.

12. Intellectual Property All content on our website, programs, videos, documents, AI tools, and downloads are the intellectual property of Peter Swain Inc. You may not use, replicate, or redistribute without written permission.

13. Data Collection & Privacy We collect personal data (name, email, phone, IP address, usage data, etc.) via: • Web forms • Purchases • Tracking tools (cookies, analytics, etc.) We use your data to: • Deliver products/services • Personalize communications • Improve functionality • Ensure compliance and security We do not sell your data. We may share it with trusted service providers (e.g., email, CRM, payment processors) under strict confidentiality. You may: • Request to view your data • Correct your information • Request deletion (where applicable)

14. Data Security We implement reasonable security measures but cannot guarantee absolute safety. You acknowledge that data transmission over the internet involves inherent risks. We are not liable for breaches beyond our control.

15. Third-Party Content We link to external websites and tools for convenience. We are not responsible for the content, functionality, or terms of those third parties.

16. Indemnification You agree to indemnify and hold harmless Peter Swain Inc. and its affiliates from any claims, losses, liabilities, damages, and expenses arising from your misuse of our services or breach of these terms.

17. Governing Law & Dispute Resolution These terms are governed by Nevada law. Disputes shall be resolved by binding arbitration in Clark County, NV. You waive your right to class action claims or public litigation.

18. Changes to Terms We may update this document at any time. Updates will be noted by the “Last Updated” date. Continued use of our services means you accept all changes.

19. Contact Information Questions, requests, or concerns? Contact: Email: [email protected]

20. Summary of Your Rights Right Description Access Request a copy of your data Correction Request updates to inaccurate data Deletion Request erasure of your information Opt-Out Unsubscribe from marketing anytime File Complaint Contact regulatory bodies as needed

21. Affiliate Disclosure Some links on our site may be affiliate links. This means we may earn a commission if you make a purchase. We only promote tools we believe in.

22. Refund Policy Unless otherwise stated, all digital products and coaching services are non-refundable. Specific offers may include money-back guarantees, which will be stated clearly at time of purchase.

23. Licensing of Digital Goods When you purchase digital goods, you are granted a personal, non-transferable, non-exclusive license. Redistribution or commercial use is prohibited without written permission.

24. Conclusion By using this site, our services, or engaging with our company in any form, you acknowledge that you have read, understood, and agreed to the above Terms & Conditions and Privacy Policy. If you do not agree with any part of these terms, please discontinue use of our services immediately.